Up to 80 million may lose healthcare coverage beginning January 14th, 2014

Up to 80 million may lose healthcare coverage beginning January 14th, 2014

Up to 80 million or roughly 55 percent of all Americans may lose their current healthcare coverage beginning January 14th, 2014.

You have heard this following statement dozens of times from president Obama, “If you like your plan you can keep it!”  As this lie was being spewed  reports are now surfacing, based on cost projections from 2009 that the president was aware of this deception even as he spoke of it and lied to millions who looked to him for reliable information.

There are approximately 157 million working insured in this country of that 16 million are receiving an individual insurance plan and are seeing some plan premiums increase by up to 150 percent and as little as 50 percent. The majority currently covered under an employer mandate which relies on corporations to share the cost burden while spreading the healthcare risk across a large base will see their healthcare plans cancelled in the coming weeks.

The Affordable Healthcare Act, or Obamacare was slated and understood from the beginning to be “free” healthcare or reduced priced healthcare and a great plan with many benefits, enough to take care of all your needs. The plan as we were told does not exist it rolls out and the many costly intricacies within are being revealed.

Instead of the picture perfect plan being painted in the beginning we now see it as it really is. The burden of cost is being shifted to the young people in recent months who are expected to be “healthy” and not a large consumer of a healthcare product to bare the greatest portion of this cost for the rest of us. This has been a huge surprise to this block of consumers, many of which voted for Obama looking for positive hope and change.

What Obama and his cronies didn’t expect or perhaps they did, that is debatable, is they didn’t expect the health registry  website to not work, young people to not buy this insurance opting to pay penalties instead of coverage, americans demanding answers and the insurance companies pulling out the way they are doing.

The private insurers pulling out in droves is  leaving the healthcare system and our economy in jeopardy and at an extreme risk of collapse or at the very least vulnerable and chaotic.

As many as 76 percent of small businesses, 55 percent of large businesses and 63 percent of all businesses are expected to cancel coverage come January 14th! 

This will leave many with the option to either buy mandated coverage from the government that is substandard, expensive and unwanted with many products that are not wanted or needed, keep and re-register with your current adjusted plan and pay inflated premiums or opt out all together and pay a fine at the end of the year saving 10s of thousands in premiums that are placing huge burdens on middle income families, quite frankly most families.

The NY Times this week, eluded to Obamacare as no more than a redistribution of wealth, a huge step toward Socialism. The shift of costs across the spectrum of households, insurance companies backing away from coverage, inflated premiums and expensive, expansive and sub par government coverage is driving all these factors and indeed spreading the wealth or cost burden across the spectrum affecting 10s of millions of Americans in their pocketbooks, tightening their family budgets. This is causing many to panic as they see their incomes diminish and net worth and expendable income whither away at a time when most will not survive with many more insults to their incomes.

Some are beginning to question if all this confusion is purposeful! Is all this burden and added debt a well thought out plan. If you believe the Cloward-Piven strategy, of which Obama is a student and was indoctrinated from an early age with, then you will fully understand that by overwhelming and bombarding the system, it will collapse leaving most totally dependent on the government for every need. This socialism perfected folks and it is no secret this may be the presidents intent and if so he is actively and cleverly making this a reality.

The debate is still out there and it’s seeing day light as the presidents obvious attempts to socialize our country is underway and being revealed.

There are many things that need to change. Private insurance costs are way too high, there is great fraud, waste and duplication inside our current system, that is a given and should be fixed. This does not call for another plan, it just needs to be changed with less a focus on profit for large insurance companies.

Americans losing their individual and work related insurance plans are being blamed on the basis that your current  insurance plans do not meet Obamacare guidelines. I’m not so sure this is the only reason but the private insurance plans could make easy tweaks to your plans to make them compliant to Obamacare guidelines. They could do this, but currently their is no incentive to do so. What I believe is really going on is the large insurance companies are now considering the costs and are figuring out that Obamacare and the decisions the president is making is cutting into their bottom lines, greed and wealth are now driving healthcare decisions and that’s where you the consumer are being left out in the cold.

What I don’t agree with and I have personally challenged the Constitutionality of Obamacare  as it relates to the individual mandate and the commerce clause is that the government and their mandated tax is not the answer to our current healthcare woes.

The events unfolding this morning till January 14th, 2014 give me great angst and uncertainty for the vast majority of Americans and makes me doubt we as a nation, a band of families, united in our pursuit of happiness and a quality of life unlike most of the world will survive this impingement on our budgets and our national form of healthcare.

Hopefully Americans will wake up to
this reality, and they are, and starting to realize these purposeful cancellations of your health plans are purposeful,  intentional, and very well planned and will demand change at mid term elections in 2014 and make the needed changes to create the needed changes.

A parting shot at this healthcare debacle and I’ll close this debate. Personally, I have about 35 years of healthcare experience, have seen many changes, witnessed loads of duplication and perhaps fraud, worked at many levels inside the provider beast and I have never been asked what could be done to fix the problems with healthcare nor do I knowingly know of anyone that has ever been asked to solve our healthcare issues or at least ask my opinion of how it may be made better. This scenario really perplexes me and if any of my readers read this that could influence the healthcare debate may learn from this omission.

Sources of info:

http://www.foxnews.com/politics/2013/11/26/evidence-shows-obama-administration-predicted-tens-millions-would-lose-plans/

http://m.weeklystandard.com/blogs/millions-americans-are-losing-their-health-plans-because-obamacare_764602.html

3.8 % Surtax on investment income shocks Americans funding OBAMACARE in 2013

As America wakes up on a cool January 1, 2013 from perhaps a night of celebrating the New Year, making resolutions for a new better year, full of lofty resolutions and promises to self to lose weight, quit smoking or be a better parent the US government and a fake president are placing huge tax burdens on you to fund OBAMACARE.

The circle of life continues and singing Aud Lang Syne is echoing in the distance while an oppressive and repressive tax is being placed on you once again.

We have discovered the Medical Devices tax or another retail tax as some in the house call it that soaked us for about 40 billion but another tax has been unveiled with many tentacles called a “surtax on Investment income”, a 3.8 percent tax relative to income earners of 250,000 (jointly) or 200, 000 dollars (single).

Taxes are increased from 39.6% to 43.4%  Other unearned income includes (for surtax purposes) gross income from interest, dividends, annuities, royalties, net rents, and passive income in partnerships and Subchapter-S corporations. It does not include municipal bond interest or life insurance proceeds, since those do not add to gross income.

It does not include active trade or business income, fair market value sales of ownership in pass-through entities, or distributions from retirement plans. The 3.8% surtax does not apply to non-resident aliens. This stands out to me as possibly the oddest exemption in this new tax. Why are non residents aliens given a break and I am an American who pays more than my fair share of taxes, does not get an exemption from this huge tax. I dont understand.

It DOES however, include the sale of your home. Long term capital gains tax will increase from 15% to 20%. Add the 3.8 percent surtax and the long term capital gains tax becomes 23.8%.

In addition, there is an increase in Medicare Payroll Tax of .9 percent for single employees making over $200,000/year and married employees making over $250,000/year:  Payroll Tax currently at 1.45% increases to 2.35%.

I know many that are unfortunately at the poverty and below level think that 200 to 250,000 dollars is whole lot of money. I understand that “that kinda money” can go along way when your means to sustain life requires minimal amounts and that amount of money applied to your current situation would greatly improve it.

This is barely above a high middle income earner in today’s economic system. Many of these income earners are your small job creators, your mom and pop restaurants or a successful landscaping business. These are the same people that would hire 20 to 50 people in your neighborhood and now we add another tax on this struggling population?

No one is getting wealthy at this income level. These are people who have decided to pursue the “American Dream” , to work hard, provide a better life for his/her family, maybe even send a child or two to college. And our US government is heaping another tax of 3.8 percent, to some this is their profit margin.

What has our country become when we are no longer promoting our small business owners? Why are we not making things easier on the ones who work hard, hire others and assure themselve the inalienable gift of life, liberty and the pursuit of happiness?

I believe I know the answer and I don’t like it. I believe many within our government at all levels have resigned that America as we know it is about to change to a purely socialist state. There are many in this country who are ok with letting the government provide for you and all that must be done is surrender your income and your sovereignty to a regime in DC that is, by design, creating a Socialist utopia that is setting up America for it’s eventual collapse and demise.

This slow growing tumor has surfaced and through many persistent years of effort the right recipe has been found, a mindset has surfaced in this country through indoctrination that less effort and more entitlement is the preferred reward.

God bless America. This tax of 300 plus billion and another 2.3 trillion may be just enough weight may be just enough to collapse her!

Source of info and I encourage you to visit the site below and support their efforts:
http://www.votersmarket.com/NewTaxes.aspx

46 Reasons to Repeal ALL of Obamacare NOW

June 28, 2012
50 now 46 Reasons to Repeal ALL of Obamacare NOW

Provisions 10,15,24 and 34 were struck down!

Before you read this remember this is mostly the financial side and how it will affect the state and ultimately you! I am working on a post of the more scary stuff and how it will directly affect you. All the more reason to repeal or nullify this horrible encroachment on you and your way of life! This will more than likely back fire in our faces and all I can say is we were warned and we didn’t send a strong enough message!

A special thanks to the Jim DeMint office for putting these provisions together!

http://www.demint.senate.gov/public/index.cfm?p=freedom-on-call&ContentRecord_id=ee1053b9-0ef7-4425-b81e-58620a89bb60&ContentType_id=e915486e-a0be-46eb-9fff-75dc61f28710&Group_id=78a5977a-062b-4259-ae04-d82a78579699

Today the Supreme Court struck down portions of Obamacare as unconstitutional –states cannot be “dragooned” into expanding their Medicaid programs according to the law’s dictates. However, a list of 50 particularly onerous or egregious provisions in Obamacare (with sections from the statute duly noted) reveals just how much of this bad law remains. By the most generous interpretation, the Court struck down only four of the 50 egregious policies, illustrating why Congress should immediately repeal the entire measure once and for all.  Among many other bad policies, the law:

1.Imposes $800 billion in tax increases, including no fewer than 12 separate provisions breaking candidate Obama’s “firm pledge” during his campaign that he would not raise “any of your taxes” (Sections 9001-9016)

2.Forces Americans to purchase a product for the first time ever (Section 1501)

3. Creates a board of 15 unelected and unaccountable bureaucrats to make binding rulings on how to reduce Medicare spending (Section 3403)

4. Pays over $800 billion in subsidies straight to health insurance companies (Sections 1401, 1402, and 1412)

5. Requires all individuals to buy government-approved health insurance plans, imposing new mandates that will raise individual insurance premiums by an average of $2,100 per family (Section 1302)

6. Forces seniors to lose their current health care, by enacting Medicare Advantage cuts that by 2017 will cut enrollment in half, and cut plan choices by two-thirds (Section 3201)

7. Imposes a 40 percent tax on health benefits, a direct contradiction of Barack Obama’s campaign promises (Section 9001)

8. Relies upon government bureaucrats to “issue guidance on best practices of plain language writing” (Section 1311(e)(3)(B))

9. Provides special benefits to residents of Libby, Montana — home of Max Baucus, the powerful Chairman of the Senate Finance Committee, who helped write the law even though he says he hasn’t read it (Section 10323)

10. Imposes what a Democrat Governor called the “mother of all unfunded mandates” – new, Washington-dictated requirements of at least $118 billion – at a time when states already face budget deficits totaling a collective $175 billion (Section 2001)

11.  Imposes reductions in Medicare spending that, according to the program’s non-partisan actuary, would cause 40 percent of all Medicare providers to become unprofitable, and could lead to their exit from the program (Section 3401)

12.  Raises premiums on more than 17 million seniors participating in Medicare Part D, so that Big Pharma can benefit from its “rock-solid deal” struck behind closed doors with President Obama and Congressional Democrats (Section 3301)

13.  Creates an institute to undertake research that, according to one draft Committee report prepared by Democrats, could mean that “more expensive [treatments] will no longer be prescribed” (Section 6301)

14.  Creates a multi-billion dollar “slush fund” doled out solely by federal bureaucrats, which has already been used to fund things like bike paths (Section 4002)

15.  Subjects states to myriad new lawsuits, by forcing them to assume legal liability for delivering services to Medicaid patients for the first time in that program’s history (Section 2304)

16.  Permits taxpayer dollars to flow to health plans that fund abortion, in a sharp deviation from prior practice under Democrat and Republican Administrations (Section 1303)

17.  Empowers bureaucrats on a board that has ruled against mammograms and against prostate cancer screenings to make binding determinations about what types of preventive services should be covered (Sections 2713 and 4104)

18.  Precludes poor individuals from having a choice of health care plans by automatically dumping them in the Medicaid program (Section 1413(a))

19.  Creates a new entitlement program that one Democrat called “a Ponzi scheme of the first order, the kind of thing that Bernie Madoff would have been proud of” — a scheme so unsustainable even the Administration was forced to admit it would not work (Section 8002)

20.  Provides $5 billion in taxpayer dollars to a fund that has largely served to bail out unions and other organizations who made unsustainable health care promises to retirees that they cannot afford (Section 1102)

21.  Creates a tax credit so convoluted it requires seven different worksheets to determine eligibility (Section 1421)

22.  Imposes multiple penalties on those who marry, by reducing subsidies (and increasing taxes) for married couples when compared to two individuals cohabiting together (Sections 1401-02)

23.  Extends the Medicare “payroll tax” to unearned income for the first time ever, including new taxes on the sale of some homes (Section 1402)

24.  Impedes state flexibility by requiring Medicaid programs to offer a specific package of benefits, including benefits like family planning services (Sections 2001(a)(2), 2001(c), 1302(b), and 2303(c))

25.  Requires individuals to go to the doctor and get a prescription in order to spend their own Flexible Spending Account money on over-the-counter medicines (Section 9003)

26.  Expands the definition of “low-income” to make 63 percent of non-elderly Americans eligible for “low-income” subsidized insurance (Section 1401)

27.  Imposes a new tax on the makers of goods like pacemakers and hearing aids (Section 9009)

28.  Creates an insurance reimbursement scheme that could result in the federal government obtaining Americans’ medical records (Section 1343)

29.  Permits states to make individuals presumptively eligible for Medicaid for unlimited 60-day periods, thus allowing any individual to receive taxpayer-funded assistance ad infinitum (Section 2303(b))

30.  Allows individuals to purchase insurance on government exchanges — and to receive taxpayer-funded insurance subsidies — WITHOUT verifying their identity as American citizens (Section 1411)

31.  Gives $300 million in higher Medicaid reimbursements to one state as part of the infamous “Louisiana Purchase” — described by ABC News as “what…it take[s] to get a wavering senator to vote for health care reform” (Section 2006)

32.  Raises taxes on firms who cannot afford to buy coverage for their workers (Section 1513)

33.  Forces younger Americans to pay double-digit premium increases so that older workers can pay slightly less (Section 1201)

34.  Prohibits states from modifying their Medicaid programs to include things like modest anti-fraud protections (Section 2001)

35.  Includes a special provision increasing federal payments just for Tennessee (Section 1203(b))

36.  Allows individuals to purchase health insurance across state lines — but only if politicians and bureaucrats agree to allow citizens this privilege (Section 1333)

37.  Allows the HHS Secretary and federal bureaucrats to grant waivers exempting people from Obamacare’s onerous mandates, over half of which have gone to members of union plans (Section 1001)

38.  Creates a pseudo-government-run plan overseen by the federal government (Section 1334)

39.  Removes a demonstration project designed to force government-run Medicare to compete on a level playing field with private plans (Section 1102(f))

40.  Gives the Secretary of HHS an UNLIMITED amount of federal funds to spend funding state insurance Exchanges (Section 1311(a))

41.  Creates a grant program that could be used by liberal groups like ACORN or AARP to conduct “public education activities” surrounding Obamacare (Section 1311(i))

42.  Applies new federal mandates to pre-Obamacare insurance policies, thus proving that you CAN’T keep the insurance plan you had — and liked — before the law passed (Sections 2301 and 10103)

43.  Prohibits individuals harmed by federal bureaucrats from challenging those decisions, either in court or through regulatory processes (Sections 3001, 3003, 3007, 3008, 3021, 3022, 3025, 3133, 3403, 5501, 6001, and 6401)

44.  Earmarks $100 million for “construction of a health care facility,” a “sweetheart deal” inserted by a Democrat Senator trying to win re-election (Section 10502)

45.  Puts yet another Medicaid unfunded mandate on states, by raising payments to primary care physicians, but only for two years, forcing states to come up with another method of funding this unsustainable promise when federal funding expires (Section 1202)

46.  Imposes price controls that have had the effect of costing jobs in the short time since they were first implemented (Section 1001)

47.  Prohibits individuals from spending federal insurance subsidies outside government-approved Exchanges (Section 1401(a))

48.  Provides a special increase in federal hospital payments just for Hawaii (Section 10201(e)(1))

49.  Imposes new reporting requirements that will cost businesses millions of dollars, and affect thousands of restaurants and other establishments across the country (Section 4205)

50.  Codifies 159 new boards, bureaucracies, and programs

The Supreme Court may have struck some of these onerous provisions, but the only way to ensure that ALL these provisions are eliminated — and never return — is to repeal ALL of this unconstitutional law immediately.